Guest Contributor: Valerie V. Reed
Anyone who knows me well knows I have a fascination with all things involving ink. Yes. I’m the tattoo’d teacher and proud.
It’s been over a year since I last went under the needle so it’s time for another…*sigh*… but I can’t. What I want is too big, too expensive and simply does not fit in my Total Money Makeover budget. That makes me kind of sad, but I’ve had to keep it in perspective. I could easily take the $400 out of my savings and splurge. I could rationalize the expense and convince myself that it’s something that will last a lifetime (literally), so it’s worth the money. But I’m not going to do that this time. I GOT GOALS! And my goal is to get from under the credit card debt that I’ve been buried in for way too long. But I know me. I’ll obsess over this next one until I get it. So I’m giving myself 6 months. In June I will have paid off two of the cards that I’m taking on in my money makeover. If I’ve met that goal and I still am obsessing over tattoo #12 (or 13?) in June, then I’ll treat myself. Win-win situation for me!
My next tattoo is a big temptation, but there are small, everyday temptations too. A few weeks ago I went into Marshall’s to make a specific purchase. They have earbuds for $3.99, and I needed some new ones. This particular store has been renovated and the bright lights and pretty colors of the new clothes sucked me in. I was immediately drawn to a pair of emerald-green skinny jeans and an animal print puffy vest. I wasn’t in there for clothes though. It was all about $3.99 earbuds, and they didn’t even have any in stock! I had a proud moment though. Instead of doubling back to get the jeans and the vest so I could feel good leaving out of there with a bag, I left empty-handed.
One thing my Total Money Makeover has shown me is that I’m stronger than I once thought I was resisting temptation. It’s only been a month but I’m doing pretty good. I got goals! I keep telling myself that. For the last 30 days I’ve forced myself to think about every single penny I spend. No ink. No green skinny jeans. No animal print puffy vest. I’m asking myself, “Do I really need that?” and often times the answer is “No, you really don’t.”