Remember when we told you about our YOLO month in April? Let’s just say we had that kind of month again in June. It wasn’t as bad, and we feel like we were at least conscious of what we were doing, but we still have some stuff to come clean about.
Reese and Ricks’ Good News: Reese was tempted to not do her charitable giving this month, but she did…and guess what? She exceeded the amount she planned to give. This is the thing she’s most proud of from June. The other thing worth bragging about is she stayed within the $200 budget she set for the NYC trip…yeah! Ricks also stayed within her $200 budget and actually came home with money, like seriously $40! ::hits the running man::
Celebrating Ricks’s Last Day at Work: Celebrating Ricks’ last day at Air Force Times with friends was on June’s calendar. You can read about why she quit here. Reese planned to take care of that and other celebratory things. Dinner, drinks, and mani/pedis totaled $163. Money well spent considering the magnitude of the event. The goal was to celebrate with no worries and lots of love. Mission accomplished.
Unplanned Expenses: Coffee shops, TJ Maxx, Forever 21, and a search for bowties got Reese this month. Total spent: $220. Ricks’ unplanned spending came in at about $350 with eating out, shopping in preparation for NYC and a brand- spanking-new pair of Chuck Taylors.
Groceries: We failed. Like forreal. We’re embarrassed to even tell y’all how much we spent. ::long pause while we hang our heads in shame:: OK. We’ll tell you. We spent $418 in the grocery store. SOH. That’s not going to happen again. Forreal. Never. We promise.
Moving Forward: Looking at the raw numbers, we know it could be worst. But it’s bad enough. This whole journey is about doing better, right? Here’s are our next steps:
- Weekly Finance Meetings: Every Monday, we plan to sit down on our thrifty couch, balance our checkbooks, talk about what we spent and why we spent it, and make whatever adjustments we need to make for the week. This, we hope, will keep our spending consciousness high and helps us stay accountable to each other.
- Grocery Shopping: We’ve noticed a trend: When we shop with cash, we’re much more conscious. At one point, we got our grocery spending down under $250. We’re aiming for that again. From now on, we’re going to the grocery store with cash only. What can’t be bought with what we have will have to stay at the store.
- Retail Fail? No More. Back to avoiding retail stores. We both fell short under the powers of funky sunglasses, studded tops, and cute pants. No more shopping alone. No more shopping without a list. Heck, no retail stores at all unless it’s an absolute need.
- Planned fun. We’re leaving ourselves some grace for spontaneous drives to Fredricksburg for a trip to the Sonic Drive-In restaurant [Don’t judge], and we allow a $20 allowance for spreading some good cheer in the neighborhoods we plan to visit for our Around Town series, which we’ve written about here, here and HERE, ICYMI.
There you have it folks. June in a nutshell. What are you doing to improve your financial health this summer?