Now that summer is rapidly coming to a close, the Thrifty Chicks are in the mood for rapidly pulling back on spending. Yeah, we know we have said that we’re on the Operation Do Better train for the long haul, but even the the Thrifty Chicks fall off the wagon.
So, we are making yet another public declaration. It’s time to push pause on any form of unnecessary spending. What that means is Operation Do Better 2.0 starts Sept. 15 and we’d like to invite you to join us as we say no to spending that doesn’t help us achieve the things that we said were important to us when we started this whole thing, namely: giving, saving and debt elimination.
We picked that date because Ricks’ 34th birthday is on Sept. 13 and there will be a few festivities — scaled back though they are — to get through. Ricks’ also considers each blessed birthday she is allowed to see as her new year and an opportunity to re-evaluate and make necessary changes just as most people do Jan. 1 each year. Reese is a legit near-new year baby (Jan. 2) and part of her birthday celebration is one of the reason’s we’re talking about Operation Do Better 2.0.
We’re going to SOUTH AFRICA, y’all! Since the beginning of 2013, we’ve known that we wanted to celebrate the new year in South Africa. We’ve been making necessary changes to how we handle our finances so that we could live better lives overall, but those changes also had to do with the short term goal of getting to South Africa.
As many of our regular readers well know, Ricks quit her job in June and is pursuing life as her own boss. The reality of that means that Reese is the only Thrifty Chick bringing in a steady paycheck. With a lot of communication, faith and support we’re making it, but December is no longer 12 months away. December is only four short months away. Yikes! In our favor is before Ricks left her job, we both purchased our round trip plane tickets with travel insurance. Now, the only thing we have to cover is lodging, food and in-country travel.
While the trip is important to us, so is Operation Do Better 2.0. This reduced income life is hard, and we will be sharing some of the things that we’ve done and are doing in posts to come. But what it means is refocusing on what we said was truly important when we started this whole thing almost nine months ago. We care about experiences, not stuff. We don’t mind working, but we don’t want to define our lives by what we do to make money. Living simply and sustainably isn’t something we want to TALK about, but BE about.
For us, Operation Do Better 2.0 means refocusing on the big three: giving, saving and debt elimination. And we invite to you to recommit to what you truly want out of life. Maybe it is owning a house, with a white picket fence, two kids and a dog. Maybe it’s seeing as much of the world before you die as possible. For you, it might be the satisfaction of knowing that you control your own destiny because you don’t owe anybody anything. Whatever it is, we invite you to join us in Operation Do Better 2.0.
Here are a few things to get you going:
1. Be accountable. If you don’t yet have someone to share your money triumphs and struggles with it’s time to find that person. This person should be someone who won’t judge, but will call you on your foolishness. It also helps if this person is willing to reciprocate. This person needs to be someone you trust enough to confide the whole truth and nothing but the truth.
2. Be real. When we say the whole truth. We mean the whole truth. Share your money story — all your hang-ups, the stupidest things you’ve ever done with your money, and why you want to get it right this time. Reese and I shared our stories this summer and it was eye-opening to say the least.
3. Be transparent. Reese and I instituted a weekly finance meeting. We talk about sources of income and how much is coming in. We talk about how much is going out. We talk strategy about how we can make adjustments. We also talk about how we’re feeling. These talks can be morose when money is tight so…
4. Be thankful. After too many finance talks that sounded like defeat, we’ve decided to put a praise report at the start of every Too Thrifty Chicks finance meeting. We want to give thanks for all the good things, no matter how small. We’re blessed and we know it. You are blessed too. Never forget it.
5. Don’t forget grace. There are going to be rough moments. We knew this going into Operation Do Better and you should know it too. You’re going to make bad choices once in a while and that’s OK. Don’t beat yourself up. Keep your goals in sight. Write them somewhere you can see them and keep moving forward.
Stay tuned for more information about what we’re doing with Operation Do Better 2.0 and what we’re learning along the way.
— R & R