Hello Too Thrifty Chicks (and Chucks)!
Can you believe that we’re in the last week of this month? I can’t.
But since the calendar isn’t lying, that means we’re in the home stretch of this No Spend/No Spenduary Challenge. (If you don’t know what I’m talking about read about it here, here and here.) As you can also see, I have changed the name of the challenge to more appropriately reflect what has occurred this month. I didn’t NOT spend, but I spent WAYYY less than I usually spend.
Like I said in the previous post, I knew that I would spend money during week three. And I did. I needed some grocery odds and ends, I had to purchase a ticket for my sorority event (which was postponed thanks to Winter Storm Jonas), and I’m having an ongoing battle with fibroids that insists on making my life hellacious on the worst days and really inconvenient on nearly all the other days, so again back to the store for personal hygiene items.
As I was in the grocery store last week, I realized how often I sabotage myself when I go in without a list. I needed flour tortillas and cheese. That’s it. I also had a taste for some chicken wings and since I wasn’t going to order them out, I knew I could get them at the prepared food section of the grocery store, but that was it.
Guess what was in my basket? Peanut butter and jelly, bread and various snacks. I was properly thinking ahead for the coming snow, but I had not initially planned to buy those things. When I realized what I was doing, I put everything back but those things that I had originally stopped at the store to pick up.
At the end of the week, I did go back and purchase the things that I had originally put back. Sure, it added an extra trip that I could have saved, and I forgot the bread. But this whole experience reminded me of how important it is to plan out trips to the grocery store. Planning saves you money and time. On an intellectual level, I know that. But in practice it is often hard to remember.
All and all, week three is my lowest spend week yet. And new budget nerd that I am, I thought you all would like to see some numbers.
Week 1 Total Expenditures: $108.08 on mostly groceries and transportation. These were all allowable expenses under the original “No Spenduary” rules.
Week 2 Total Expenditures: $93.74 on mostly personal hygiene items, groceries and some eating food out. Food out was not an allowable expense under the rules, and I spent about $19.54. Personal care items also were not allowable expenses under the rules, but I spent $36.46. Groceries during this week came to $37.74.
Week 3 Total Expenditures: $51.95. ::pops collar:: I spent $25.12 on groceries. Another $13.83 on personal items (damn these fibroids!), and $13 on my sorority (the ticket to the event was $25, but I had a PayPal credit (thanks, YNAB!) which picked up $12 of the cost).
Already I can see that I would spend far less time in the grocery store (which y’all already know I don’t really enjoy that much) if I really meal planned a little more tightly and made sure that I had the things on hand that I need. Every trip to the grocery store increases the risk of me putting stuff in the basket that I hadn’t intended to buy. That said, this was my best week of meal planning so far and I ate the three things I had on hand all week long without any complaints.
I have to say, not eating out hasn’t been as painful as I thought it might be. Mind you, it’s cold outside and the way the bus system runs in New Haven, I really don’t want to be out in the cold waiting for a bus that 1) might not come on time, or ever, and 2) isn’t going to drop me off right in front of my house.
In this last week of the challenge, my question to myself is: Can I really make this last week a No Spend week?
You’ll have to stay tuned to find out.